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Baldwin / Welsh & Parker

Baldwin / Welsh & Parker

If you’re looking to get away, camping can be the perfect retreat. While it’s a great way to relax and enjoy Mother Nature, camping is not always the easiest adventure to prepare for. Unless you’re a minimalist camper traveling alone, you’ll need to cram a fair amount of gear into your car. Here are some ideas about how to efficiently pack a car for camping.

Precook meals. Precooking meals means you’ll need to take fewer bulky kitchen utensils and supplies with you. Prepare foods that will travel well like sandwiches, trail mix, or chili. Of course, you shouldn’t precook all food. Burgers and hot dogs are probably not the best foods to cook before your adventure.

Learn to use your fire. Using a fire to reheat or cook your meals saves you from having to lug a gas grill. Remember you’re cooking over the coals, not the flame. Ensure your coals are glowing and evenly proportioned under the grill before you start cooking.

Wednesday, 01 August 2018 04:26

4 Useful Summer Health Hacks You Need to Know

Heatstroke, sunburn, creepy crawlies, and dehydration, oh my! While summer means lots of fun (think, sunshine, sweat and cookouts) it also brings health hazards. Plymouth Rock reviewed four common dangers and got summer health tips from the experts to help keep you and your family safe.

Heatstroke

What it is: Heatstroke is caused by the body overheating, usually from excessive exposure to, or strenuous activity in, high temperatures. Other contributing factors include wearing excess clothing, alcohol consumption and dehydration.

How to treat it: You, or someone you know, might have heatstroke if they are overheated and show unusual signs, including:

  • Slurred speech
  • Nausea
  • Flushed skin
  • Rapid breathing or racing heart rate
  • Throbbing headache

If you start to see some of those signs, seek emergency help immediately. While you wait for emergency personnel, cool down as quickly as you can by moving indoors or into the shade, and removing excessive clothing.

How to avoid it: Avoid activity during the hottest parts of the day. Wear loose clothing, sunscreen, a wide-brimmed hat and drink plenty of water. If you take medications, check to see if they affect your body’s level of hydration. Also, never leave anyone, including pets, in a parked vehicle.

Sunburn

What it is: Literally skin that’s been burned by too much exposure to ultraviolet (UV) light. Skin may be pink or red, feel warm to the touch, swell, be tender, itch or develop blisters. Severe sunburn may be accompanied by a headache, fever, chills and fatigue.

How to treat it: Over-the-counter pain relievers may help reduce pain and swelling from sunburn. Applying moisturizer or aloe vera may also help reduce pain and swelling, and encourage healing. Drink plenty of water to help the skin recover.

How to avoid it: Base tans won’t protect you. Instead, try a broad-spectrum sunscreen with an SPF of 30 or more, and apply it often and generously. You can also sport sunglasses, wide-brimmed hats and special clothing with SPF protection. Read more about protective clothing and its unique SPF rating system.

Creepy Crawlies (Who Knew This Was A Thing?)

What it is: An allergic reaction to a bite or sting from any one of the many bugs that come out to play during the summer. It could be mosquitoes, spiders, bees or ants. You don’t need to have a history of severe allergic reactions to experience one. If you have difficulty breathing, swelling of the lips, eyelids or throat, or have dizziness, hives or similar symptoms, seek emergency help immediately.

How to treat it: If you’re bitten or stung, move away from the area to avoid more bites or stings. Once you’re safe, remove any stingers, if needed, and wash the area with soap and water. Follow with a cold compress to reduce pain and swelling. Over-the-counter medications can also help.

How to avoid it: Bug sprays will help keep some bugs, like mosquitoes, at bay. When it comes to other bugs such as spiders or wasps, be aware of your surroundings. One summer, I accidently upset a yellow jacket nest. The scariest part is that they will chase you when you run. The bad news is swatting at them only makes them angrier. If that happens, try to stay calm (easier said than done, I know), cover your face and run as fast as you can. In my case, I had to grab a garden hose to get them off me.

Dehydration

What it is: When your body uses or loses more fluid than it takes in, it can’t carry out normal functions.

How to treat it: Mild dehydration can usually be reversed by drinking more water. If you’re experiencing extreme thirst, little or no urination, shriveled skin, dizziness and confusion, seek help right away.

How to avoid it: Drink plenty of water or sports drinks and eat foods that have high water content, like fruits and veggies. On really humid days, you’ll want to drink extra water to make up for the extra sweat factor. According to the Institute of Medicine, men should drink 13 eight-ounce glasses of water in a day and ladies should drink nine eight-ounce glasses of water in a day.

Baldwin | Welsh & Parker and Plymouth Rock hope everyone has a safe, healthy and fun summer. 

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Source: Our thanks to PlymouthRock (original articel contains a few small edits)

 

Friday, 20 July 2018 02:23

Preventing Heat Stroke

Avoid Heat Illness

When it’s hot outside, your body temperature can rise to dangerous levels. Normally, your body cools itself when you sweat. However, in hot and humid weather, sweating many not be enough. The result can be heat stroke, or heat illness.

Prevention

Extreme heat events, or heat waves, are a leading cause of extreme weather-related deaths in the United States. The number of heat-related deaths is rising. For example, in 1995, 465 heat-related deaths occurred in Chicago. From 1999 to 2010, a total of 7,415 people died of heat-related deaths, an average of about 618 deaths a year. 

Heat-related death or illnesses are preventable if you follow a few simple steps.

Tuesday, 24 July 2018 16:37

Prevent Accidental Pool Drownings

Drowning is the Leading Cause of Unintentional Death in Children Under the Age of 5

This past June, life changed tragically for former Olympic alpine skier Bode Miller and his wife, Morgan Beck Miller. Their 19 month-old daughter, Emmy, drowned as a result of an accident in a neighbor’s pool.

The parents talked openly about the accident during an interview on the “Today” show this week. “I can attest from first-hand experience that it’s unbelievable quick and it’s unbelievable sneaky,” Bode said. He added, “You’d think it’d be, like some weird circumstance or some strange thing. And it’s not. It just happens in the blink of an eye.” The still grieving Millers discussed their commitment to increasing awareness about drowning, which is one of the most common deaths among young children. Bode and Morgan believe it’s their obligation to help prevent this from happening to others parents. “It’s one of those things where, as a parent now,” Morgan said, “when you go to someone else’s house, survey the home to see if it’s a safe place for your child to be.”

 

Drowing Facts

The U.S. Consumer Product Safety Commission recently released its annual report finding that there was no significant increase in the number of reported fatal drownings in swimming pools involving children younger than five since the 2017 report. While this is good news, children under the age of five are still the most vulnerable to accidental drownings. Furthermore, the reported numbers do not include deaths related to pool accidents.

Friday, 08 June 2018 14:40

Boating Safety

In 2017, the Coast Guard counted 4,291 accidents that involved 658 deaths, 2,629 injuries and approximately $46 million dollars of damage to property as a result of recreational boating accidents. 

Where data was known, the vessel types with the highest percentage of deaths were open motorboats, kayaks, and personal watercraft. Water sports, relaxing in the sun and splashing in the water are great ways to make memories with family and friends. Water lovers must be careful to assure that their memories are safe ones. If you are hitting the open waters this season, don’t forget these safety tips.

Heading out for a paddle on a canoe, kayak or standup paddle board? Advance preparation helps to ensure a safe trip. Follow these 12 safety tips to help you enjoy safe paddling: 

Monday, 16 April 2018 16:58

Wedding Insurance - It Really Is A Thing

A wedding can mean a significant investment for couples and their families. According ValuePenguin, the research and analysis company that reports on a variety of personal finance topics, the average cost of a wedding in Massachusetts in 2017 was $39,147.00.

Are you doing everything possible to help protect your wedding investment?

Protect Your Wedding From The Unexpected

Wedding insurance is an effective way to protect your big day from certain unforeseen events.

A hurricane or a bankrupt venue can mean lost deposits and unexpected expenses as couples race to reschedule or find replacement vendors. According to Ed Charlebois, Travelers Vice President of Personal Insurance, wedding insurance provides "a great safeguard to protect your investment, both during and after the wedding.”

From a sudden vendor cancellation to damaged photographs or wedding apparel, wedding insurance protects your wedding day and provides peace of mind.

Distracted Driving Is Getting Worse - Learn What You Can Do To Make The Roads Safer

Today it is easier than ever to become distracted behind the wheel. New technology allows us to make phone calls, dictate texts or emails, and update social media while driving - all actions that are proven to increase crash risk. As a result, thousands are killed every year due to distracted driving.

According to 2016 statistics, the National Safety Council (NSC) estimates as many as 40,000 people died on U.S. roadways, a 6% increase over 2015 statistics and 14% over 2014 -- the most dramatic two-year increase in 53 years.

This month, several organizations, including the National Highway Traffic Safety Administration (NHTSA) and the National Safety Council (NSC), are promoting safety campaigns that encourage drivers to focus on the task of safe, undistracted driving.

 

What Is Distracted Driving?

According to the National Highway Traffic Safety Administration (NHTSA), distracted driving is any activity that diverts attention from driving, including talking or texting on your phone, eating and drinking, talking to people in your vehicle, fiddling with the stereo, entertainment or navigation system—anything that takes your attention away from the task of safe driving.Texting is the most alarming distraction. Sending or reading a text takes your eyes off the road for 5 seconds. At 55 mph, that's like driving the length of an entire football field with your eyes closed.You cannot drive safely unless the task of driving has your full attention. Any non-driving activity you engage in is a potential distraction and increases your risk of crashing.

 

3 Types Of Driving Distractions

There are three main types of distractions while driving:

  1. Visual: taking your eyes off the road
  2. Manual: taking your hands off the wheel
  3. Cognitive: taking your mind off of driving

Texting while driving is especially dangerous because it combines all three types of distraction. Furthermore, sending or reading a text message takes your eyes off the road for about five seconds, long enough to cover a football field while driving at 55 mph.

Thursday, 22 March 2018 16:38

Best & Worst Driving States

Traffic conjestion and safety are the main concerns for all drivers. Although the U.S. has fairly good road infrastructure, it's not consistent throughout the country. In fact, the World Economics Forum places the U.S. at rank 13 of 138 when it comes to road quality.

To identify the states with the most positive driving experiences, WalletHub compared all 50 states across 23 key indicators of a positive commute. Their data set ranges from average gas prices to share of rush-hour traffic congestion to road quality. Read the results, additional commentary from a panel of experts, and a full description of their methodology.

 

Source: WalletHub 
Tuesday, 27 February 2018 15:38

Change Your Security Question Answers Now

The Password Security Answers You Should Not Use

Protect Your Identity and Account Logins

In 2008, a 20-year-old college student hacked the Yahoo! email account for then vice presidential candidate Sarah Palin because he was able to figure out the answers to her password security questions by using Google searches to find her ZIP code, birthdate, and where she met her husband. Today, with so much of our personal information available on social media, strong passwords are no longer enough to divert hackers because many common security questions are not as secure as they once were. 

Hackers Can Easily Learn About Your Online

In addition to using search engines to research information about you, hackers can easily find answers to some of the most common security questions by analyzing your social media profiles. Standard security questions no longer truly help to keep your account safe when the answers can be easily found online.

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