From our friends at Trusted Choice
Getting married and embarking on a new life together is one of the most exciting experiences in two people’s lives. It’s a time of hope, promise, romance and … reality. Whether a couple is planning their wedding or deciding where to live, there are a lot of decisions to make before saying “I do,” especially when it comes to insurance.
Whether a walk down the aisle is in your future or you’re a newlywed, there are numerous insurance issues that come with being Mr. and Mrs. To keep them all straight, your Baldwin / Welsh & Parker Trusted Choice® independent insurance agent has these helpful tips on how getting married impacts your insurance. No wedding planner or over-priced flowers required.
If you already have a life insurance policy, you may want to update it so that your new spouse is the beneficiary. If you don’t have life insurance, tying the knot is a good time to get a policy. Life insurance provides you and your spouse with the peace of mind that you’re financially protected from the unexpected.
Homeowner’s/Renter’s Insurance
It's not surprising that February is National Weddings Month. In time, you will have picked out the table linen, found your dream venue, and figured out a way to seat all of your family members in one room without them strangling one another—it must be time for your wedding! Family conflicts included, as much as you plan, you can never predict everything that may or may not happen on the “big day”. It is important to consider the many different ways you can protect your big day from being ruined by illness, a late vendor, or bad weather. It is best to contact your Baldwin / Welsh & Parker Trusted Choice® independent insurance agent as soon as you make the decision to be married (jewelry insurance anyone?), because your agent can walk you through the steps of obtaining wedding insurance as well. Every wedding is different so you also have options to add a “rider” or additional protections for the following:
Keep in mind that venues usually have their own insurance policies, so it is important to do your research to avoid paying double the cost. If you get married at your home or at a private property, you will need an additional stipulation to your policy to protect your event.
Be sure to talk to us at Baldwin / Welsh & Parker before making major decisions like paying deposits for venues and limos. May your wedding day be filled with security, happiness, and plenty of wedding cake!
Here's a terrific infographic to share:
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