Insurance Blog

Items filtered by date: October 2019

Friday, 25 October 2019 03:59

Myths About No-Fault In MA

Myth #1: No-Fault Means No One Is At Fault

There is a general misunderstanding about no-fault accidents in Massachusetts — drivers often believe that being involved in an accident in this no-fault state means that no one is at fault in an accident, but that is not true. No-fault does not mean you are not at fault.


Brief Case Study: Do you know who, if anyone, is at fault in this accident?


Driver One was turning her vehicle left through stopped traffic. She cautiously stopped and checked for oncoming vehicles in the opposite lane. Seeing no other vehicles approaching, she determined that is was safe to proceed. As she was completing the turn, Driver Two collided with her vehicle damaging the front right quarter panel and tire. The front end of his vehicle was damaged and the force of the impact also damaged the driver's door, even though the door was not struck.

Police were called to the scene. Driver One told the police officer that she did not see the driver after stopping and checking. Driver Two told the officer that he was going too fast and couldn’t stop in time. No citations were issued to either driver. Both vehicles were damaged, but there were no injuries.

Was anyone at fault?

Published in Auto Insurance

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