Your jewelry is more than an accessory, it’s a personal expression that connects to something meaningful in your life. Whether it’s your engagement ring or your grandfather’s watch, you can help protect your cherished items with a jewelry and valuable items insurance policy.  What Does Jewelry Insurance Cover? Jewelry and valuable items insurance can cover your favorite items from jewelry to collectibles, sporting equipment, electronics and more – including engagement rings and wedding rings – if they are stolen or damaged in a covered event. A typical homeowners insurance policy without a Personal Articles Floater (PAF) may not cover, or…

The snow and ice are gone, and it’s time to move back outdoors. Gathering by an outdoor fire pit is a great way to create a physically distanced, socially connected, warm, and cozy setting. But there are a few things to know before you break out the s’mores supplies and strike the match. First and foremost, if you are new to using a fire pit in your yard, call your local fire department to check fire pit regulations in your city or town — some municipalities prohibit fire pits, chimineas, and outdoor fireplaces. Once you've determined that it's safe to…

The milder days of spring are a perfect time to do a thorough spring cleaning and perform home maintenance. After a long winter, it is a good idea to spend time on preventive measures to help maintain your home and property throughout the year. Tasks such as cleaning out your gutters, checking for dead trees and branches and cleaning and inspecting home mechanical and plumbing systems, such as heating and air conditioning equipment, can help make spring a season of safety. Cleaning and maintenance of your home should be done inside and out. Although the tasks are different, checking to see…