It's not surprising that February is National Weddings Month. In time, you will have picked out the table linen, found your dream venue, and figured out a way to seat all of your family members in one room without them strangling one another—it must be time for your wedding! Family conflicts included, as much as you plan, you can never predict everything that may or may not happen on the “big day”. It is important to consider the many different ways you can protect your big day from being ruined by illness, a late vendor, or bad weather. It is best to contact your Baldwin / Welsh & Parker Trusted Choice® independent insurance agent as soon as you make the decision to be married (jewelry insurance anyone?), because your agent can walk you through the steps of obtaining wedding insurance as well.
Every wedding is different so you also have options to add a “rider” or additional protections for the following:
- Military service—if you or your “soon-to-be” is suddenly called to duty.
- Gowns and tuxedos—if the dress is damaged when you pick it up or the store suddenly goes out of business.
- Gifts—if gifts are not covered by your homeowners or renters insurance, provides protection against theft or damage of gifts.
- Honeymoon—in case you need to cancel your trip due to illness, bad weather or other circumstances.
Keep in mind that venues usually have their own insurance policies, so it is important to do your research to avoid paying double the cost. If you get married at your home or at a private property, you will need an additional stipulation to your policy to protect your event.
Be sure to talk to us at Baldwin / Welsh & Parker before making major decisions like paying deposits for venues and limos. May your wedding day be filled with security, happiness, and plenty of wedding cake!
Here's a terrific infographic to share:
