You already protect yourself from the risk of an auto accident or damage to your home. And you may even protect your family from the risk that you die prematurely or suffer a disability. But do you have a plan in place to protect you and your family from the most likely occurrence of all: the risk of needing long-term care?
Maybe you’ve had a personal experience with caring for a loved one. Or perhaps a financial advisor has recommended at one point or another that you look into protection for long-term care. Long-term care insurance helps pay for the cost of home care, assisted living, or even a nursing home if necessary. It can lift the burden from your family, as well as protect your retirement portfolio.
The cost of long-term care is considered to be one of the most crucial financial issues facing Americans today. A long-term care plan is a powerful alternative to paying for the high cost of care from your savings, and can also help you remain in your home with dignity and independence.
We can help you evaluate if this important coverage is right for you.